Pnb Promotion Mock Test-02

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26. Loans to MSE units, eligible for coverage under CGFMU and/ or CGTMSE, upto _____ to be covered under CGFMU or CGTMSE, without accepting any collateral security / third party guarantee.

a. Rs 100 lakh

b. Rs 50 lakh

c. Rs 20 lakh

d. Rs 10 lakh

e. None of the above

27. Under PNB Nurture scheme, scheme for financing day care centres/ creches and related activities exclusively for women entrepreneurs, what is the maximum extent of loan anount?

a. Max 1 lac

b. Max 2 lac

c. Max 5 lac

d. Max 10 lacs

e. None of the above

28. Under PNB Nurture scheme, scheme for financing day care centres/ creches and related activities exclusively for women entrepreneurs, what is the repayment period?

a. For TL, 3-5 yeaars with maximum moratorium of 3 to 6 months and for WC, it is renewed/reviewed annually.

b. For TL, 4-6 years with maximum moratorium of 3 to 6 months and for WC, it is renewed/reviewed bi- annually.

c. For TL, 3-5 years with maximum moratorium of 3 to 6 months and for WC, it is renewed/reviewed bi- annually.

d. For TL, 7 years with maximum moratorium of 3 to 6 months and for WC, it is renewed/reviewed annually.

e. None of the above

29. Which of the following statements is true regarding PNB Franchise scheme?

a. It is a scheme for financing franchise of reputed companies / centres/ corporations etc. irrespective of any activity and similar nature entrepreneurs

b. Any individual / partnership firm / proprietary concern/ association of persons (AOP)/ limited liability partnership (LLP) / company/ company having franchisee agreement/ letter of franchisee from any franchisor for setting up franchisee outlet irrespective of any business/activities is eligible for this scheme.

c. Extent of the loan amount is need based subject to maximum investment criteria in cost of equipment as per MSMED Act 2006 both for TL and CC.

d. All of the above

e. None of the above

30. What is the extent of loan amount under Stand Up India Scheme for financing SC/ST and/or Women Entrepreneurs?

a. Rs. 1 lac to 10 lacs

b. Rs. 10 lacs to Rs. 50 lacs

c. Rs. 10 lacs to Rs. 100 lacs

d. Rs. 20 lacs to Rs. 100 lacs

31. Under Stand Up India Scheme for financing SC/ST and/or Women Entrepreneurs, in case of non-individual enterprises at least ____ of the shareholding and controlling stake should be held by either an SC/ST or Woman entrepreneur.

a. 25%

b. 49%

c. 50%

d. 51%

e. 100%

32. What is the repayment period under Stand Up India Scheme for financing SC/ST and/or Women Entrepreneurs?

a. 5 years with a maximum moratorium period of 18 months

b. 7 years with a maximum moratorium period of 18 months

c. 6 years with a maximum moratorium period of 18 months

d. 3 years with a maximum moratorium period of 18 months

e. None of the above

33. SIDBI, the implementing agency, has launched a dedicated portal for submission/processing of loan application and monitoring the progress under the Stand Up India Scheme. What is the name of portal?

a. Standupmitra Portal

b. Vidya Lakshmi Portal

c. Standup India portal

d. One India portal

e. None of the above

34. What is the extent of loan amount under Shishu Category of Mudra Scheme?

a. loans upto 50,000/-

b. loans above 50,000/- and upto 5 lakh

c. loans above 5 lakh and upto 10 lakh

d. loans above 5 lakh and upto 20 lakh

e. none of the above

35. What is the extent of loan amount under Kishor Category of Mudra Scheme?

a. loans upto 50,000/-

b. loans above 50,000/- and upto 5 lakh

c. loans above 5 lakh and upto 10 lakh

d. loans above 5 lakh and upto 20 lakh

e. none of the above

36. What is the extent of loan amount under Tarun Category of Mudra Scheme?

a. loans upto 50,000/-

b. loans above 50,000/- and upto 5 lakh

c. loans above 5 lakh and upto 10 lakh

d. loans above 5 lakh and upto 20 lakh

e. none of the above

37. Which of the following statements is true regarding PNB Weaver scheme?

a. Purpose of the scheme is to provide finance for working capital needs of weavers

b. Extent of loan amount is Need based, subject to ceiling of Rs. 5.00 lakh per borrower, by way of Cash Credit/WC

c. The Working Capital limit would be assessed by simplified turnover method.

d. Applications will be evaluated under “PNB SCORE SME MODEL” for loans above Rs.2 Lakh and up to Rs.5 lakh

. e. All of the above

38. What is the extent of loan amount under PNB VANITA scheme, Scheme For providing credit to Women For Any Activity For Income Generation.

a. Rs. 25000/-

b. Rs. 50000/-

c. Rs. 1 lac

d. Rs. 2 lac

e. Rs. 5 lac

39. Which of the following statement is true regarding PNB Vanita scheme?

a. Objective of the scheme is to empower and encourage women for income generation for activities either in manufacturing/ service/ trading/ small business etc.

b. Max loan amount is Rs. 25000/-

c. No margin & processing charges

d. Repayment period is 3-5 years with maximum moratorium of 3 to 6 months depending upon type of activity & income generation.

e. All of the above

40. What is the repayment period under PNB GREEN – RIDE scheme for financing E-rickshaws?

a. 12 months

b. 24 months

c. 33 months

d. 36 months

e. 60 months

41. Which of the following statements is true regarding PNB Kushal Vyapari scheme?

a. Traders categorised under MSME sector including individuals, proprietorship and partnership firms, companies, HUFs and Co operative Societies. Traders should comply with applicable statutory requirements, i.e., procurement of licence and registration etc are eligible.

b. Purpose of the scheme is Providing finance for purchase/ construction of shop/ showroom/ acquiring of assets for furnishing of shop & showroom like partition, fixture and furnishing etc./ purchase of air conditioners, other gadgets and delivery van.

c. Nature of the loan is need based term loan

d. Margin amount is 25%

e. All of the above

42. What is the minimum loan amount under PNB SANJEEVANI- Scheme for Financing Professionally Qualified Medical Practitioners?

a. Rs. 1 lac

b. Rs. 2 lac

c. Rs. 5 lac

d. Rs. 10 lac

e. None of the above

43. What is the repayment period under PNB SANJEEVANI- Scheme for Financing Professionally Qualified Medical Practitioners?

a. 5 years

b. 6 years

c. 7 years

d. 3 years

e. None of the above

44. Under PNB Laghu Udhyami Credit Card Scheme (PNBLUCC), Existing customers, dealing with our bank for the last three years satisfactorily and enjoying loan/operative limit upto ______ are eligible.

a. Rs. 10 lacs

b. Rs. 20 lacs

c. Rs. 25 lacs

d. Rs. 5 lacs

e. None of the above

45. Under PNB Laghu Udhyami Credit Card Scheme (PNBLUCC), sanction limit will be valid for ____.

a. 24 months

b. 30 months

c. 36 months

d. 60 months

e. None of the above

46. What is the maximum limit under PNB General Credit Card (GCC) Scheme?

a. Rs. 5 lac

b. Rs.10 lacs

c. Rs. 20 lacs

d. Rs. 25 lacs

e. None of the above

47. Which of the following statement is true regarding PNB General Credit Card (GCC) ?

a. PNB GCC is valid for 3 years

b. Review of limit on yearly basis as normal cash credit account.

c. A laminated credit card with passport size photograph of the GCC holder issued on sanction of GCC facility

d. All of the above

e. None of the above

48. What is the extent of loan amount under PNB Artisans Credit Card Scheme (PNBACC)?

a. Maximum Rs.2.00 lacs

b. Maximum Rs.1.00 lacs

c. Maximum Rs.3.00 lacs

d. Maximum Rs.5.00 lacs

e. None of the above

49. Under PNB SME SAHAYOG SCHEME, Existing Micro Small & Medium Enterprises (MSME), Who are enjoying credit facilities above Rs.20.00 lacs and whose account is standard assets as on 31 March for the last 3 consecutive years are eligible. The credit rating must be _____ or above as on previous financial year.

a. A1

b. A2

c. B1

d. B2

e. B3

50. Under Prime Minister’s Employment Generation Programme (PMEGP), For manufacturing unit WC component should not be more ____ % of project cost and For Service/Trading activity WC component should not be more than ___ % of Project Cost.

a. 40, 60

b. 60, 40

c. 40, 40

d. 60, 60

e. 50, 50

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