Welcome to your PNB Promotion Mock Test-01
1. To encourage both manufacturing & service enterprises to increase productivity and provides incentives to MSMEs for onboarding in GST platform, Interest Subvention Scheme for MSMEs has been announced by Ministry of Micro Small & Medium Enterprise (MoMSME). Implementing / Nodal Agency for this scheme is _________.
2. Under Interest Subvention Scheme for MSMEs announced by Ministry of Micro Small & Medium Enterprise (MoMSME), interest relief of _____ is provided for all GST registered MSMEs, on fresh or incremental loans.
3. For Contactless Loans to MSME Borrowers through portal www.psbloansin59minutes.com/pnb’, what ithe minimum and maximum limit for credit facilities?
4. The limit for credit facility of Retail trade segment is upto ______ per MSE borrower under Credit Guarantee Scheme (CGS) For MSE.
5. For Micro & Small Enterprise registered under GST, The working capital limit (availing Fund based Working capital requirement upto Rs. 5 crore) has been fixed to the extent of _____ of Annual turnover / Sales keeping the prescribed margin (37.5% of annual turnover, shall be working capital requirement and 7.5% shall be the margin to be brought in by MSEs).
6. Under PNB TReDS scheme, scheme for financing trade receivables of msme units on corporate buyers registered on treds (trade receivable discounting system) platform, the buyers must be having threshold external ratings _____.
7. What is the repayment period under PNB TReDS scheme, scheme for financing trade receivables of MSME units on corporate buyers registered on treds (trade receivable discounting system) platform?
8. What is the margin under PNB TReDS scheme, scheme for financing trade receivables of MSME units on corporate buyers registered on treDs (trade receivable discounting system) platform?
9. What is the TReDS Platform Exposure Limit under PNB TReDS scheme?
10. What is the Extent of finance per Invoice/Bill under PNB TReDS scheme?
11. Initiation of legal proceeding as a pre-condition for invoking of guarantees is waived in respect of those credit facilities covered under Credit Guarantee Scheme where the aggregate outstanding amount considered eligible for claim settlement by CGTMSE does not exceed _____ per claim.
12. What is the maximum amount of insurance coverage under Pradhan Mantri Suraksha Bima Yojana?
13. What is the minimum and maximum eligible age under Pradhan Mantri Suraksha Bima Yojana?
14. Under manufacturing enterprises, a micro enterprise is an enterprise where investment in plant and machinery ________
15. Under manufacturing enterprises, a small enterprise is an enterprise where investment in plant and machinery ________
16. Under manufacturing enterprises, a medium enterprise is an enterprise where investment in plant and machinery ________
17. What is the premium amount under Pradhan Mantri Suraksha Bima Yojana?
18. What is the maximum eligible age under Pradhan Mantri Jeevan Jyoti Bima Yojana?
19. What is the premium amount under Pradhan Mantri Jeevan Jyoti Bima Yojana?
20. Under Service Enterprises, A micro enterprise is an enterprise where the investment in equipment_____.
21. Under Service Enterprises, A small enterprise is an enterprise where the investment in equipment_____.
22. Under Service Enterprises, A medium enterprise is an enterprise where the investment in equipment_____.
23. In terms RBI Guidelines on Priority Sector Lending, Target for Micro Enterprises is ____ of ANBC or Off Balance Sheet Items.
24. The MSME units continue to enjoy the priority sector status up to ____ years after they grow out of the MSME category concerned.
25. The upper time limit for disposal of MSME loan application upto Rs. 2 lacs is ____
